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Pictures can say a thousand words. Here’s a quick thread on dividends, as told by Granny Smith.

The First Home Savings Account (FHSA) should be called the Savings Account For Those Who Haven't Lived in a Home They or Their Spouse Has Owned In The Current or Past 4 Years.

If any pension plan administrators see this: Please, I am begging you... start including verbiage in your pension estimate documents to clearly state whether the quoted monthly pension is expressed in today's dollars, or future dollars once the pension begins. Employees and

If you're in your mid 60s and thinking about: - when to start OAS - have plans to sell a cottage/2nd home with large capital gains Factor that future sale into that OAS decision. If you start OAS at 65, and sell the cottage at 67... that capital gain at age 67 may result in

I was a guest on the Canadian Money Roadmap this week and we talked about all things estate planning. It’s an important topic that often gets overlooked. Highly recommend a listen.. Spotify and Apple links are below: open.spotify.com/episode/5xSGLw… podcasts.apple.com/ca/podcast/est…

We had a wonderful start to the week at TIER Wealth today, with a few extra super cute hands on deck to get everyone caffeinated to start the week!

Estate planning re: beneficiaries and successors has more complexity than most realize. Examples: 1. The beneficiary of a RESP is not entitled to the balance of the account upon the death of the subscriber (account owner). That's a common misunderstanding. It's not the same

A very brief excerpt from an important discussion.

40% annual return expectation 😂

Anyone else as uncertain as I always am about what earbud tip size to use?

There’s not enough visibility on the corrective measures a surviving spouse can take if their deceased partner had not ideally structured their beneficiary and successor appointments on their registered plans. As an example, consider a scenario where the surviving spouse is the

One of the dumbest Canadian finance rules is that RRSP withdrawals after 65 are not considered ‘eligible pension income’ (therefore not eligible for income splitting with a spouse, not eligible for the pension tax credit)… but RRIF withdrawals after 65 are. Rules like this keep