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Per new monthly savings data for UK - over £20billion was added to household savings in Oct - largest monthly increase in history (outside Covid). But is this more people saving (per Money and Pensions Service (MaPS) 2030 strategy to make us a ‘nation of savers’’) or the same people saving more?

Analysed by Personal Finance Research Centre for the Trust’s recent #FinancialFairnessTracker found interesting differences in contents insurance practices between different groups – read more here: buff.ly/3Zokp5y

One area where the current Government is currently trying to reduce the size of the state is in the social security system. The Government is proceeding with inherited benefits cuts, with additional cuts in the Budget, which will see considerable spending cuts by the end of the

📢 Joseph Rowntree Foundation's UK Poverty 2025 report is out today, recommending action on access to #affordablecredit as part of a holistic response to #poverty and hardship. To make this happen, we need practical measures like a Fair Banking Act. #FairBankingForAll jrf.org.uk/uk-poverty-202…

By 2029, in England, almost 1 in 3 children will still be in poverty. But this isn't inevitable; targeted social security policies can make a difference 📢 Find out more: youtube.com/watch?v=O-x0ST…

We are looking for debt advisers to take part in independent research we have commissioned to explore new ideas for services for people in need of debt advice. If you are based in a rural area, we would particularly like to hear from you. Find out more: ow.ly/BXQB50URafg

A good day today hosting Dan Paskin (Save the Children - Exec Dir of Policy) Centre for Personal Financial Wellbeing and Aston University who met with the Centre’s team to discuss our poverty alleviation projects and with students and a wider College staff group exploring future possible connections

Aston University continues to be one of the best institutions in the world for studying business in the latest QS World University Rankings tinyurl.com/yckbusyk

As I said to BBC Breakfast government *isn’t* proposing reform. It’s cuts. The Department for Work and Pensions has a genuine plan for reform to help more people get support, healthcare & work when they can. HM Treasury driving the opposite. Cruel & counterproductive cuts for short term savings.

Good brainstorming session today with the EMPOWER project team (exploring personal financial wellbeing in ethical minority led businesses) addressing what comes next after first 6 mnths of this 2 yr project - what kinds of support is missing to aid financial resilience growth ?

Inheritance Tax is much-discussed, much-feared and much-misunderstood. Most SHOULDN'T worry about it, as only 94% of estates ever have to pay it. And even if you DO have to pay, it's still possible to legally avoid huge swathes of it. More info: moneysavingexpert.com/tips/2025/03/1…

Really useful graphic explaining some of the key misunderstood issues linked to Inheritance Tax

We have now published in full our response to the government’s ‘Pathways to Work: Reforming Benefits and Support to Get Britain Working’ Green Paper. You can read it in full here: moneyandmentalhealth.org/policybriefing…

Many people on low incomes face limited access to affordable credit. We’re calling for fairer alternatives, including a Fair Banking Act and No Interest Loan Schemes. Check out our new briefing on credit, setting out the problems and the solutions. fairbydesign.com/wp-content/upl…

Pleased to be joining the Nest Insight 2025 Annual conference today in London with a focus this time on wider business and economic benefits of action to address low financial resilience. Exploring several potentially innovative solutions.

As MPs vote on massive cuts to Universal Credit & PIP today, they should bear in mind: - This does not have public support - This is not the change the public voted for - The public don't believe the only way to meet fiscal challenges is to make disabled people poorer and iller

"It would always be better for people to be in a position where they have enough income to be able to pay for their essential costs." Dame Clare Moriarty, Chief Executive of CitizensAdvice, spoke to us earlier this week about the impact of the rising cost of essentials on

Great to get a name check from Alex Director of Aviva Foundation at the Nest Insight conference today for the Centre for Personal Financial Wellbeing project they are funding exploring financial resilience amongst ethnic minority business owners - testing actionable innovations

As Centre for Personal Financial Wellbeing we are also involved in another session today at the Stephen McKay conference in York- this time a tax and social policy session on national/social insurance funding - looking at how the patterns of social insurance charges changed in the UK and across the OECD

A fun morning at the Social Policy Assoc conference this am chairing a distinguished panel discussing the tax changes of the Labour government over the last year. Much thanks to our panelists Emma Congreve , Fran Bennett, David Byrne & Adrian Sinfield