Thinking of gifting a vehicle in Canada? 🚗 Before you do, there are some key things you absolutely need to know! #CarGift #CanadianFinance #TaxTips #SpringFinancial #GiftingSmart

Building good credit is 100% doable, if you have the right info. 📈 But some things we think are helping... might actually be hurting your #score. Here are a few common #credit myths that could be holding you back 👇 #CreditTips #CreditScore #PersonalFinance #FinancialLiteracy

Got a goal? A personal loan can help you get there, whether it's home updates, debt consolidation, or a big project. Apply by June 7 for a chance to win 1 of 20 $250 grocery gift cards! 🇨🇦 📲 sprng.ca/3qPRHx7 *Terms apply. #PersonalLoan #FinancialGoals #Canada

Welcome to #June! 🌻 To help you breeze through the month, here are some super quick reminders for important dates: 🗓️ June 4: #BankofCanada interest rate announcement 🗓️ June 10: Ontario Trillium Benefit (OTB) payment date 🗓️ June 15: #FathersDay 🗓️ June 16: Deadline to file

#Money talk doesn’t have to be awkward! 💬 Asking the right questions early reveals values, goals & helps with future planning, whether single or a couple. Got a great money question to break the ice? Share below! 👇 #MoneyTalks #RelationshipGoals #FinancialPlanning

Budgeting as a couple? There's no one-size-fits-all answer. It's about finding a system that works for YOU. Here are 3 popular methods: 🤝 All-In: Merge all finances. ⚖️ Yours, Mine, & Ours: Separate accounts + one joint account for shared bills. 🥇 Lead & Support: One

😲 That number in the video makes your jaw drop? You're not alone. The “25x Rule” is a starting point, not a finish line. It’s based on the 4% Rule, but it doesn’t include #taxes, #inflation, or other income. Start early, stay consistent. That’s the real power. 💰

Retiring abroad? 🌍 Make sure you know how it impacts your #Canadian Old Age Security (OAS) pension. We’ve got the key info you need to plan wisely. Full breakdown➡️ sprng.ca/45Rqzjo #OAS #RetirementPlanning #CanadianExpat #Finance

#Rent or own? 🏡💸 One builds equity. One offers flexibility. Both have trade-offs, and the right choice depends on you. 👉 Would you rather build #wealth or keep things flexible? Drop your take 👇 #MoneyMindset #RentingVsBuying #FinancialWellness

Watching #interestrates drop? 👀 You don't have to pay thousands in penalties to get a lower #mortgage rate. A "blend and extend" mortgage lets you combine your current rate with a new one to save money now. A smart move for #Canadian homeowners! sprng.ca/44cfAPm

Debt isn’t just “debt” it’s a toolkit 🧰 Here are 4 common loan types, simplified: 💡 Personal- Your flexible option for things like #debtconsolidation, home projects, or major life events. 🚗 Auto- Specifically for buying a new or used vehicle. 🏠 #Mortgage- The long-term

Ready to unlock the power in your wallet? A #creditcard isn’t just plastic; it’s a tool to build #credit and earn rewards on what you already buy. Use it with intention, and take control of your #financial future. ✨ What’s your top credit card tip? 👇 #Loans #Money

🗓️ July is here! Here are key 🇨🇦 benefit & payment dates to know: 📅 July 1 – #Canada Day 🇨🇦 📅 July 4 – GST/HST Credit 💸 📅 July 10 – Ontario Trillium Benefit 🏡 📅 July 11 – Advanced Canada Workers Benefit 👷 📅 July 17 – Canada Disability Benefit ♿ 📅 July 18 – Canada Child

Ever been hit with a $30–$45 #NSF fee just because your account dipped too low? 😤 It happens when a payment bounces, but it’s usually avoidable. ✅ Set low-balance alerts ✅ Link a backup account ✅ Track auto-pay dates ✅ Keep a small buffer ✅ Review your account weekly

Wondering what your #bank actually means by 'secured' or 'unsecured'? 🤔 Knowing the difference is key to making informed financial decisions, whether you're buying a car or consolidating #debt. Which type of loan have you used before? Let us know in the comments. #Finance

Ever feel that mini panic when someone mentions a credit check? 😅 Totally normal, but not all #credit checks hurt your score. Let’s break it down 👇 #CreditScore #CreditTips #CreditSavvy

When’s the last time you checked your credit report? 👀 Mistakes happen, and they can hurt your financial future. A quick scan = a smart money move. 💪 Not sure how? We’ve got you. 🛠️ Easy steps to check + dispute errors: sprng.ca/4lOZXnY

Why borrow thousands when you only need $700? 💸 At Spring Financial, we offer flexible options, so you’re not forced to borrow (and repay) more than you actually need. ✅ Click the 🔗 in our bio to learn more and borrow smarter. #SpringFinancial #MoneyTok #SmartBorrowing

#APR vs. Interest Rate, same thing, right? 🤔 Not quite. One shows the true cost of borrowing 💸 The other? Just part of the picture. Knowing the difference = smarter #money moves. Here's what to watch for 👇 #FinancialLiteracy #APR #InterestRate #MoneyTips #Canada

Want to feel more confident with your #money? 💸 Let’s break down personal loan terms like #APR, principal & term length so you can borrow smarter 💡 No more confusion, just clarity. #MoneyTips #FinancialLiteracy #SmartBorrowing #SpringFinancial