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Anyone grappling with the question of how much one can withdraw from retirement savings without taking too big a risk of running out of money should read this article by David Blanchett, Michael Finke & Wade Pfau. It’s informative, and humorous to boot. thinkadvisor.com/2023/11/13/sup…

Once again, moving retirees to a dividend-heavy portfolio means a less diversified, less tax-efficient portfolio. Harvesting dividends from an equity portfolio to preserve capital is a pervasive behavioral bias in this profession. advisorperspectives.com/articles/2023/…

The #SpotifyWrapped for Standard Deviations. It's always so gratifying to know that someone is actually listening after years of screaming into the abyss. A huge thank you to all who tuned in this year and especially to those who shared.

More 25-54 year old Americans are employed today than at any time in the last two decades.

Investors who are new to buying crypto jumped into the market following price spikes.

Mutual funds with a prospectus that is relatively more unique (a niche fund) have significantly lower performance, higher fees, and lower Morningstar, Inc. ratings. #ASSA2024

Interesting comparison of private US debt vs. Federal and state government (bars represent actual size the suns to total bar on right). Federal debt it a surprisingly small percentage of total debt. Source: Federal Reserve

What do The American College of Financial Services’s resident “supernerds” have to say about Dave Ramsey’s retirement planning advice? Michael Finke convenes Wade Pfau and David Blanchett in the inaugural episode of our Shares podcast! hubs.li/Q02pNkDT0 #financialservices #podcast

Wow

We've gained about a year of longevity every decade over the last century, and one of the biggest reasons is the ongoing advancement of science and the treatment of disease. Drugs like Ozempic that effectively reduce obesity mean that people will live longer and healthier lives.

This is a must-read thread. A progressive policy that provides workers with an inflation-adjusted income annuity significantly reduces wealth inequality when the substantial present value is included on a household's balance sheet.

Planning horizons for higher-income individuals are substantially longer than for average Americans. A higher-income man and woman can expect to live to 88/90 on average, and they need to push the horizon to 95/97 for an 80% chance of success.

There are three pillars of a successful retirement: 1) Money 2) Health 3) Relationships Most advisors know the money part. But, in this episode, Michael Finke explains how to incorporate all three elements in your work with clients. 🔗podcasts.apple.com/ca/podcast/the…

This episode on happiness in retirement gave me several things to think about. 10/10, would recommend. lnkd.in/gd-mM4Z7 Michael Finke says that research shows that happiness increases with wealth...up to roughly $5m. Does that have any implications for much younger...

Join Michael Finke and TPCP™ Program thought leader Alan Gassman for an in-depth conversation on the knowledge contained in our newest designation program…and how tax-informed planning affects your clients. theamericancollege.edu/knowledge-hub/… #financialservices #podcast #tpcp

What drives the worries of people across the wealth spectrum about running out of money in retirement — and what can advisors do to help? Michael Finke offers his perspective in this piece from The Wall Street Journal! wsj.com/personal-finan… #FinancialServices #Retirement

Great stuff via Michael Finke

We'd also like to extend our thank you to our #Climb25 keynote speakers Mark Mathews, Andrew Sykes, and Michael Finke! Your contributions made this event truly unforgettable. Your powerful messages inspired and energized everyone in attendance!👏🌟#TruChoice #FinServ

6) The Three Cornerstones of A Happy and Fulfilling Retirement with Michael Finke thehumansideofmoney.blubrry.net/2024/08/23/120…

Research shows that three investments you make today can help you live better in retirement. Michael Finke explains in this episode of the Your Money, Your Wealth podcast. Watch or listen and download the Retirement Lifestyles Guide for free: lnk.to/ymyw-523