In the past 25 years, the pension saving of employees and the self-employed have diverged. 4 in 5 employees earning >£10k save into a pension, but it's just 1 in 5 for the self-employed New research and recommendations from Institute for Fiscal Studies Pensions Review, funded by abrdn Financial Fairness Trust 1/

Important work out by IFS colleagues today on adequacy of future retirement incomes! Number of recommendations here, such as making employer contributions to pensions non-contingent on employee contr, to make sure those not contributing (often on low incomes) don't miss out

Yesterday DWP published the initial results from their recent trial of an online application form for PIP (UK's main working age disability benefit). The results are pretty striking for a relatively small operational change. A brief thread:

Link to sign up here: ifs.org.uk/events/how-can…

State pension age starts rising again in April 2026. Most people in their early 60s know their state pension age, but a significant minority are incorrect or unaware. This is worrying as people may base retirement and saving decisions on incorrect information. Short thread👇

I wrote a short piece for LBC – with a reminder for everyone (especially those in their 50s and 60s) to check your state pension age! It's very easy with this government tool: gov.uk/state-pension-…

What will your state pension age be? It is now 66 but soon to go up. In a year it'll be 66yrs 1 month and 67 by 6 March 2028. These changes affect everyone born from 6 April 1960 But 130,000 affected may not know! With Heidi Karjalainen of Institute for Fiscal Studies on BBC Money Box noon BBC Radio 4

Today the government announced more detail on how they plan to tackle the large number of small pots in the UK pension system. The reforms are due to be announced in the upcoming Pension Schemes bill this spring. A few thoughts on why this matters and what was announced. 👇

Our article (with Carl Emmerson and Jonathan Cribb) in the Oxford Econ Policy issue on "The Future of the Welfare State In the UK" is now available! We focus on the UK's state pension system and discuss distributional effects of potential reforms 👇

IFS: A blueprint for a stronger pension system incm.pub/44vs6JW

Had a good chat on BBC Money Box about our Pensions Review work and what we should do about the triple lock and automatic enrolment – you can listen to it here: bbc.co.uk/sounds/play/m0…

As part of the Institute for Fiscal Studies Pensions Review, we drew on a huge amount of data. English Longitudinal Study of Ageing was a key source of data with 20+ years of information on older people's wealth, work and health in England. Heidi Karjalainen and I have written about it here: elsa-project.ac.uk/elsa-blogs/ifs…

Last month, a new detailed survey of mental health amongst adults in England came out. Headline result is that more 16-64-year-olds have a common mental health conditions than in any previous wave of the survey over last 30 years. A brief thread...

Following our Institute for Fiscal Studies Pensions Review over the last 2 years, the government's announcement on their new Pensions Commission is most welcome. There's a lot to like about UK pension system, but issues and challenges that need work. ifs.org.uk/articles/today…