Is it just me?? Or does this make zero sense??

OMG it’s begun……

Thoughts from me this morning as St. James's Place revise their hated charging structure - with insights on what their customers think about value, fees and more. Positive news for them and the sector. 👍🏻glad they finally bit the bullet linkedin.com/feed/update/ur…

Thank you Peter. You’re very generous with your adjectives! I had forgotten what a low point I hit aged 30-hope this pod might help anyone today whose life has gone horribly ‘off script’! Oh and there are some investment ideas too!!

OMG I’m one of the Chosen Ones! My place in heaven is confirmed 🤣 Super interesting addition to the scene. Here comes my 32nd test account….apologies for dragging down your average balance Monzo 🏦 but good luck with the launch & raising investment awareness in the UK

We've crunched the numbers for #robo and ready-made performance to the end of Sep. Things slowly returning to more normal patterns after a bad 2 years. Av high-risk 7.4% net of fees after 1 year. You can read full results here boringmoney.co.uk/learn/articles…

My initial Monzo 🏦 ISA review. What I like the most? The ease of setting up regular contributions- a good habit. Nice. The least? It’s too hard to work out what you’re paying. The charges are pretty absent from the account opening journey. Tut. boringmoney.co.uk/isas-pensions/…

Progress? What was wrong with a kettle!?

Developed a frozen shoulder last night. The hours between 1am and 3am were very long &painful and kept going bloody backwards!! Any tips gratefully received. This is my least glamorous Twitter photo ever. No sleep. No make up. And I can’t even tie my hair back! Oh joy! 💃

Was using AI to help me pull together some info about pot follows member in Australia. Not quite sure this will make it into tomorrow's Autumn Statement. Someone needs to tell AI what pensions people mean by 'pot'.

I think that was a pretty decent Autumn Statement - better than expected. The potential pension reform to support one pension which the employee chooses & takes with them to new jobs is a good thing. Promotes transparency, choice, comparison & engagement. Tricky admin to fix tho!

I thought this article I was emailed by ⁦The Times and The Sunday Times⁩ was very informative. Sounds like James is having a bit too much fun in Qatar!

Gosh. One of our readers is getting himself tied up in a knot about annuities and pensions. Do any advisers have some helpful videos or plain-talking articles which might help him? On the tax rules about SIPPs or how annuities work? Pete Matthew any podcasts you suggest?

This is my 2024 Strategy Scrapbook page. This what I think is shaping the Wealth space today. Join me on Wed 9am for our annual look back at 23 - #consumerduty #pensions #value #advicegap - and a look ahead #marginpressure #regulation #consumerchoice boringmoneybusiness.co.uk/learn/articles…

Interesting to read ⁦Financial Conduct Authority⁩ ‘Advice Gap’ policy paper. We’ve been testing the concept of Targeted Support from a content perspective with our service for women 40-59. Think ‘People Like Me’ & a data-led approach is very powerful. Feels like progress. #advicegap

Gutting news for all at Nosso sorry to hear this. It’s a tough environment out there & I think we’ll see more closures of smaller players throughout 2024, as some new Big Dogs come to market with deeper pockets to fight the acquisition fight.

Insightful analysis from Financial Times on #bitcoin in this morning’s round up. Someone is having a bad morning!

Dune 2. Amazing. And I hate sci fi. Worth seeing. I want to ride a sand worm. #DunePart2

This week’s Budget round-up and the blog- winners, losers and what it all means for you #Budget24 #budget #tax #Dune2 boringmoney.co.uk/learn/articles…

Financial advisers Steve Webb Tom McPhail - what do you suggest for people getting divorced who need a pension valuation/ cetv & are in Teachers’ pension scheme / waiting for transitional protection to get sorted? Asking for a reader who can’t get the answers she needs.