Janet Ruiz (@insuringcal) 's Twitter Profile
Janet Ruiz

@insuringcal

Insurance Information Institute, California Representative

ID: 20453796

linkhttp://www.iii.org calendar_today09-02-2009 18:19:18

8,8K Tweet

831 Followers

1,1K Following

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From “social inflation” to “tort reform”, settling upon uniform terminology to describe litigation trends that drive up costs, including #insurance premiums, is a primary challenge to addressing them, according to participants #JIF2024. bit.ly/49sa1hN

From “social inflation” to “tort reform”, settling upon uniform terminology to describe litigation trends that drive up costs, including #insurance premiums, is a primary challenge to addressing them, according to participants #JIF2024. bit.ly/49sa1hN
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The need for collective action to address the risk crisis was a recurring theme throughout #JIF2024, particularly during the panel on #climaterisk and resilience which focused heavily on what’s currently being done to address this evolving area of peril. bit.ly/4fYbxuy

The need for collective action to address the risk crisis was a recurring theme throughout #JIF2024, particularly during the panel on #climaterisk and resilience which focused heavily on what’s currently being done to address this evolving area of peril. bit.ly/4fYbxuy
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❄️ With the arrival of cold weather, it's important to know how to protect your home against winter-related damage. Insurance Information Institute offers #WinterWeather tips on preparing your property from freezing weather hazards: bit.ly/3uuO9lC #WinterSafety

❄️ With the arrival of cold weather, it's important to know how to protect your home against winter-related damage. <a href="/iiiorg/">Insurance Information Institute</a> offers #WinterWeather tips on preparing your property from freezing weather hazards: bit.ly/3uuO9lC 

#WinterSafety
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On Tuesday, 12/10, join FEMA, SBA, and Insurance Information Institute for a discussion focused on #insurance and claims resources for small businesses participating in the post-disaster claims process. Register today: bit.ly/49nYi3H #DisasterPrep

On Tuesday, 12/10, join <a href="/fema/">FEMA</a>, <a href="/SBAgov/">SBA</a>, and <a href="/iiiorg/">Insurance Information Institute</a> for a discussion focused on #insurance and claims resources for small businesses participating in the post-disaster claims process. Register today: bit.ly/49nYi3H

#DisasterPrep
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This winter, make sure to drive defensively to steer clear of deer. According to State Farm, there were 1.8M animal collision #insurance claims between July 2023 and June 2024. Insurance Information Institute offers these tips to avoid deer-car collisions: bit.ly/2yQAG7M #WinterSafety

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In an article for PropertyCasualty360, Nationwide President and CEO Mark Berven wrote that inconsistent building codes create safety disparities from state to state and that improved codes are essential to reducing risk and post-disaster recovery costs. bit.ly/49vdrQW #insurance

In an article for <a href="/PC_360/">PropertyCasualty360</a>, <a href="/Nationwide/">Nationwide</a> President and CEO Mark Berven wrote that inconsistent building codes create safety disparities from state to state and that improved codes are essential to reducing risk and post-disaster recovery costs. bit.ly/49vdrQW #insurance
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On the 1st day of fraud, a dishonest contractor said to me: Disasters are my favorite, especially when there's damaged homes & many fallen trees! For NICB tips on preventing disaster #fraud: bit.ly/2zVtKWI

On the 1st day of fraud, a dishonest contractor said to me: Disasters are my favorite, especially when there's damaged homes &amp; many fallen trees! 

For <a href="/insurancecrime/">NICB</a> tips on preventing disaster #fraud: bit.ly/2zVtKWI
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If your property is damaged in the event of a wildfire, Insurance Information Institute recommends following these #insurance claims-filing tips to help you recover. For more guidance on wildfire insurance: bit.ly/2ZIRcnS #FranklinFire

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If your property is damaged in the event of a wildfire, Insurance Information Institute recommends following these #insurance claims-filing tips to help you recover. For more guidance on wildfire insurance: bit.ly/2ZIRcnS #LosAngelesFires #wildfires

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A new report by the Insurance Research Council shows that 1 in 3 drivers were either uninsured or underinsured in 2023, a 10% increase since 2017. Learn more: bit.ly/4k7tGbO #autoinsurance #insurance

A new report by the Insurance Research Council shows that 1 in 3 drivers were either uninsured or underinsured in 2023, a 10% increase since 2017. 

Learn more: bit.ly/4k7tGbO

#autoinsurance #insurance
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A recent study by Swiss Re highlights how natural habitats such as coral reefs, mangroves, and wetlands, can help mitigate flood risks and protect coastal communities against severe weather events. Read more: bit.ly/3F0Ggtr #ClimateRisk #Insurance

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There are several steps you can take to protect your family and property from wildfires, including reviewing and updating your insurance coverage. Insurance Information Institute offers these resources on wildfire #insurance: bit.ly/3rsNUFT 🔥 #WildfirePrep

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Selecting the right building materials can protect your home from wildfires—follow these tips to enhance your property's resilience. For wildfire #insurance resources: bit.ly/2ZIRcnS #DisasterPrep #WildfirePrep 🔥

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Registration is now open for the Joint Industry 2025! Join #insurance leaders and explore proactive solutions to today’s challenges, moving beyond “repair and replace” to a predict and prevent approach. Secure your seat today: bit.ly/3DslqCM #InsuranceIndustry

Registration is now open for the Joint Industry 2025! Join #insurance leaders and explore proactive solutions to today’s challenges, moving beyond “repair and replace” to a predict and prevent approach.

Secure your seat today: bit.ly/3DslqCM

#InsuranceIndustry
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80% of world trade is supported by #riskmitigation including insurance. Since 2020, total #insurance commitments averaged 2.8 trillion dollars per year.

80% of world trade is supported by #riskmitigation including insurance. Since 2020, total #insurance commitments averaged 2.8 trillion dollars per year.
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Recent improvement in Florida’s insurance market – fostered by legislation targeting legal system abuse – is threatened by several bills proposed in the state’s 2025 legislative session. Learn more: bit.ly/41JyUSu #LegalSystemAbuse #Insurance #FloridaInsurance

Recent improvement in Florida’s insurance market – fostered by legislation targeting legal system abuse – is threatened by several bills proposed in the state’s 2025 legislative session.

Learn more: bit.ly/41JyUSu

#LegalSystemAbuse #Insurance #FloridaInsurance
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If a tree hits your home or property, your standard homeowners #insurance policy covers the damage to the structure and any damage to the contents. Here's what to know about tree-related damage: bit.ly/2N3KIqy #homeownersinsurance #homeinsurance

If a tree hits your home or property, your standard homeowners #insurance policy covers the damage to the structure and any damage to the contents. 

Here's what to know about tree-related damage: bit.ly/2N3KIqy

#homeownersinsurance #homeinsurance
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U.S. businesses are seeing a sharp rise in #cyberinsurance claims, especially in severity for mid-sized and large companies, according to a report by Chubb. Cyber claims outside the U.S. are declining due to better #cybersecurity and stronger regulations. bit.ly/41D7AFu

U.S. businesses are seeing a sharp rise in #cyberinsurance claims, especially in severity for mid-sized and large companies, according to a report by <a href="/Chubb/">Chubb</a>. Cyber claims outside the U.S. are declining due to better #cybersecurity and stronger regulations. bit.ly/41D7AFu