Is this “NOPEn Banking” or “Open Banking”?

🏦 Banking-as-a-Service: The $1T Market to Build the Twilio of Embedded Finance: Over the last several years, there has been an explosion of retail, travel, SaaS, and other companies expanding into financial services. Walmart, IKEA, ServiceTitan and Toast are just 4 of the

Visa and Tencent are teaming up! Now, WeChat Pay users can receive remittances directly in their digital wallets. All it takes is sharing your wallet ID or registered phone number. 💳📲 #fintech #payments #tech

Buy Now, Pay(Pal) Later #BNPL accounted for 5% of global e-commerce transaction volume last year and is expected to grow at a CAGR of 16% #fintech #tech #finserv #AI Theodora (Theo) Lau - 劉䂀曼 🌻 Tony Moroney Dr Efi Pylarinou Brett King #TheFuturists #OptimalHumanity ✈️ @spirosmargaris Monica Jasuja Enrico Molinari #VivaTech2025 @shi4tech Chidambara .ML.

🏦 BaaS Market Forecast: 15% YoY Growth, $66 Billion by 2030 Banking-as-a-Service software is basically built around 3️⃣ pillars: A licence, a back office, and an API — BaaS companies can therefore provide banking services under a white label instead of through traditional banks

Not a fail from Apple at all—probably one of the savviest corporate partnerships move of all time. Goldman's been on the hook financially and reputationally, and its been a disaster with them. Meanwhile consumers think Apple put together the best credit card on the market from

Wow. The Apple Card was one of the best fintech launches ever. It was never really a good deal for Goldman to begin with (cost them >$1B), & comes with a broader consolidation in their consumer book. Wonder who will step in!

Fintech. Is. Hard. Consumer Fintech. Is. The. Hardest. Apple, arguably, has distribution, design, engagement, consumers with spending power, etc. You can't have more ideal conditions to launch a consumer fintech product. It still didn't work.

Shoot your shot!

All the pays.

LoanPro is thrilled to announce our direct integration with Visa DPS to enhance our next-gen, end-to-end credit card platform! Visit loanpro.io/visa for more details

Such a nice facility for our team, and for those working outside the Bay Area visiting is always a treat.

Tap, tap, tap!

These would look great on Brett King #TheFuturists #OptimalHumanity ✈️ :)

NOpen Banking.

NOpenbanking :)

“Any "business" model that does not have shared economics will have a short shelf life.” It’s an interesting take as we watch the recent NOpenbanking developments across regulators, banks, and the aggregators who created a business model on the back of those required to share.

Wires, welcome to 2025.

I have spent the last 6 months reading any and everything on agentic payments. I have come to the conclusion that it's a big fat zero and peak AI marketing hype. Fintech is dead (again) so tourists can go back home. Non-tourists feel free to proceed...

JUST IN: 🇺🇸 210 Democrats and 13 Republicans voted against advancing Crypto Genius Act, Clarity Act & Anti‑CBDC Act.