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LTCShop.com

@ltcshop

Scott A. Olson, CLTC is an expert on long-term care insurance. His new book "Long-Term Care Insurance NOW!" can be previewed on Amazon: amazon.com/Long-Term-Care…

ID: 216907420

linkhttp://www.LTCShop.com calendar_today18-11-2010 01:31:49

22,22K Tweet

1,1K Followers

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LTCShop.com (@ltcshop) 's Twitter Profile Photo

💡 Let’s normalize planning ahead. Your future self (and family) will thank you. #LongTermCare #LTCi #RetirementPlanning #AgingWithDignity #financialwellness

💡 Let’s normalize planning ahead. Your future self (and family) will thank you.

#LongTermCare #LTCi #RetirementPlanning #AgingWithDignity #financialwellness
LTCShop.com (@ltcshop) 's Twitter Profile Photo

It’s a reality many don’t consider until it’s too late. Let’s discuss how to protect your savings and ensure your care is covered. It’s a reality many don’t consider until it’s too late. Let’s discuss how to protect your savings and ensure your care is covered. #LongTermCare

It’s a reality many don’t consider until it’s too late. Let’s discuss how to protect your savings and ensure your care is covered.

It’s a reality many don’t consider until it’s too late. Let’s discuss how to protect your savings and ensure your care is covered.

#LongTermCare
Ask Perplexity (@askperplexity) 's Twitter Profile Photo

Tsadik World of Statistics Grok Both lifestyle habits (like eating well, staying active, sleeping enough, and socializing) and financial tools (like long-term care insurance) can benefit your long-term health, but in different ways. Healthy habits directly improve your physical and mental well-being and are

LTCShop.com (@ltcshop) 's Twitter Profile Photo

💬 Want to see how modern LTCi could fit your needs? Let’s talk! #LongTermCare #LTCi #InsuranceEvolution #ProtectYourFuture #SmartCoverage

💬 Want to see how modern LTCi could fit your needs? Let’s talk!
#LongTermCare #LTCi #InsuranceEvolution #ProtectYourFuture #SmartCoverage
LTCShop.com (@ltcshop) 's Twitter Profile Photo

Curious if it’s a good fit for you or a loved one? Let’s chat. #LongTermCare #FinancialSecurity #PlanAhead #LTCi #ProtectYourFuture

Curious if it’s a good fit for you or a loved one? Let’s chat.
#LongTermCare #FinancialSecurity #PlanAhead #LTCi #ProtectYourFuture
LTCShop.com (@ltcshop) 's Twitter Profile Photo

Without a plan, you could be left with significant costs. A long-term care insurance policy is a smarter, more reliable option to protect your savings and ensure you receive the care you deserve. Let’s talk about how LTCi can safeguard your future. #LongTermCare #LTCi

Without a plan, you could be left with significant costs. A long-term care insurance policy is a smarter, more reliable option to protect your savings and ensure you receive the care you deserve.

Let’s talk about how LTCi can safeguard your future.

#LongTermCare #LTCi
LTCShop.com (@ltcshop) 's Twitter Profile Photo

Here is the claims data for CNA that I was able to find from the NAIC LTC Experience Reports from other years: 2023: $2.19 in claims for every $1.00 in premium 2022: couldn't find that year's report 2021: $1.81 in claims for every $1.00 in premium 2020: $1.56 in claims for every

LTCShop.com (@ltcshop) 's Twitter Profile Photo

a) Group policies and individual policies have had nearly identical claims experience. b) CNA's rate increases have not happened suddenly. They requested their first rate increases in 2003. c) The original premium rate schedule was approved by the insurance regulators at

LTCShop.com (@ltcshop) 's Twitter Profile Photo

Want to know if your state offers a Partnership Program? Let’s chat. #LongTermCare #LTCi #PlanAhead #FinancialWellness #SmartMoves

Want to know if your state offers a Partnership Program? Let’s chat.
#LongTermCare #LTCi #PlanAhead #FinancialWellness #SmartMoves
LTCShop.com (@ltcshop) 's Twitter Profile Photo

When it comes to planning your future, you deserve honest advice, real choices, and a team that truly cares. We’re here for you — every step of the way. #LongTermCareInsurance #PlanAhead #financialfree

When it comes to planning your future, you deserve honest advice, real choices, and a team that truly cares. We’re here for you — every step of the way.
#LongTermCareInsurance #PlanAhead #financialfree
USAF Retired Bill for Truth (@real_pat_henry) 's Twitter Profile Photo

This is so I can place my wife of 50 years in an assisted living facility close to home. I regret not getting long-term care insurance. I'm a retired US Air Force veteran with 22 years of service. It is very heartbreaking to see my wife with Alzheimer's/Dementia in a run-down

LTCShop.com (@ltcshop) 's Twitter Profile Photo

It's important to buy a policy that is "federally qualified" (aka "tax qualified"). Policies that meet the federal guidelines for long-term care insurance have a six-month grace period to help protect policyholders from this kind of lapse. And everyone who owns long-term care

LTCShop.com (@ltcshop) 's Twitter Profile Photo

I'm pretty sure none of our four sons would feel comfortable helping their mother with toileting or bathing or dressing. I know she wouldn't like it.

LTCShop.com (@ltcshop) 's Twitter Profile Photo

This would be an interesting conversation. "Hey, Dad. I know you just had a {fill in the blank}, but we don't want you to blow through your retirement savings. So, we're going to move you to a foreign country. Here's a paid subscription to Rosetta Stone."

LTCShop.com (@ltcshop) 's Twitter Profile Photo

Nothing's better than planning, especially if it's dealing with your health and your finances. #LTCi is a safety net to catch you when things get tough! Plan today, and let's get you a policy. #panningahead #longtermcareinsurance #health #financialplanning #peaceofmind #secure

Nothing's better than planning, especially if it's dealing with your health and your finances. #LTCi is a safety net to catch you when things get tough! Plan today, and let's get you a policy. 

#panningahead #longtermcareinsurance #health #financialplanning #peaceofmind #secure
LTCShop.com (@ltcshop) 's Twitter Profile Photo

I hear this a lot. The truth is that the long-term care insurance policies available for sale today are better than the policies sold 20+ years ago. Plus, there are more kinds of policies and more choices today than ever before.

LTCShop.com (@ltcshop) 's Twitter Profile Photo

Every long-term care insurance policy has an "elimination period". That's the numbers of days care is received before the insurance company starts to pay benefits. It's kind of like a deductible but it's calculated in days, not dollars. Many policies offer a zero-day elimination