🔥The 9th Round of Easy Loan, Earn $40 Reward is in progress❗️ ⏰ Promotion Period: January 15th - Feburary 15th, 2025 👉 Register now and check more details at gate.io/campaigns/358

A5: Consider a lower interest account and a balance transfer. Be sure to pay off the debt in time if there is limited period to do so. Experian's "No ding decline" service might help you find the right offer with no risk to your credit score. experian.com #creditchat

A6b Boost creditworthiness by: ✅ Paying on time (35% of score) ✅ Keeping credit usage <30% ✅ Avoiding new hard inquiries ✅ Keeping old accounts open Consistency = credit strength. #CreditChat

Q8. What resources and tools are available to help individuals track and manage their debt effectively? #CreditChat

Q9. How can credit counseling services assist in managing debt and improving credit? #CreditChat

Q10. What is one piece of advice you would share with someone who is just beginning their journey to conquer debt? #CreditChat

Thanks to our awesome panelists: JeanneKelly, @moneysavvylife, Leslie H. Tayne, Esq, and Money Fit for taking the time to share your expertise! #CreditChat

Let’s start! Q1. What’s the first step families should take when creating a back-to-school budget during high inflation? #CreditChat

Q2. How can families estimate costs if they haven’t received school supply lists yet? #CreditChat

👀 #CreditChat

Absolutely! #CreditChat

Wow! #CreditChat

Q3. How far in advance should families start planning and saving for back-to-school expenses? #CreditChat

Q4. What’s your biggest back-to-school expense each year, and how do you plan for it? #CreditChat

Awesome! 👚👗👖👕 #CreditChat

Q5. How can families balance back-to-school costs with other financial priorities like rent, groceries, or debt? #CreditChat

Q6. How can parents involve their kids in budgeting and shopping to teach financial responsibility? #CreditChat

Q7. What are your favorite hacks for saving money on school supplies and clothes? #CreditChat

Q8. What are some creative ways to reuse or repurpose last year’s school supplies? #CreditChat

Q9. How can families stay financially resilient and avoid debt during back-to-school season? #CreditChat

Q10. What’s one back to school budgeting lesson you’ve learned the hard way, and what would you do differently? #CreditChat