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AI can replicate data, but it can’t replace the emotions and experiences that were never shared online.

You can blame school for not teaching you finances or you can educate yourself. You can blame McDonalds because you're fat or you can Cook your own meals. You can blame boss for $15/hr wage or you can start a biz and give yourself raise. We sink or swim in our choices.

Borrowed money has no place in the investor's tool kit: Anything can happen anytime in markets. And no advisor, economist, or TV commentator and definitely not Charlie nor I can tell you when chaos will occur." - Warren Buffett

Time changes; This is the story of a man who was once homeless, slept in his car, saved $12k for a play that no one showed up for, and now is worth $1,000,000,000. TYLER PERRY. You can change your life around much quicker than you think!

In India, over 34 years: • Nominal return: 68x • Real (inflation-adjusted) return: just 6.8x Don’t get fooled by big numbers. Inflation is the real bear. Always focus on real returns.

It costs $0.00 to treat someone with respect.

When you are in your 20s and are just starting, don't spend and buy stuff that don't matter. Save and invest it first and build a base. Delayed gratification works. It does not mean that you won't buy it, it just means that you won't buy it now. Patience always wins.

You have 3 Currencies; - Your Time - Your Money - Your Knowledge Whichever One You Need, Use The Other Two To Get It.

A bar of Iron costs $5, Made into a shoe horse it's worth is $12, Made into needles its worth is $1000, Made into balance springs for watches, its worth is $3000. Your value is determined also by what you can make of yourself.

Why do most investors fail? Overtime people get smarter but not wiser. They don't get emotionally stable. You can teach people all you want, tell them to read Graham's book, you can send them to graduate school, but when they are scared, they really get scared. - Warren

Your brain is a SUPERCOMPUTER. 1. Update its software. -Books. -Podcasts. -Experience. 2. Protect its battery. -8 hours of sleep. -Content with nature. -Technology detox. 3. Clean its Hard Drive. -Meditation. -Journal. -Positive self-talk.

Warren Buffett on LeBron James; He talked smarter about business than plenty of MBAs that I've met. Unpopular Opinion: You don't need a degree to be educated!

Stock Market is a regret machine. • Regret of buying. • Regret of not buying. • Regret of booking profit. • Regret of not booking profit. • Regret of booking loss. • Regret of not booking a loss.

Risk Management Golden Rule: "Never test the depth of the river with both the feet." - Warren Buffet

College won’t teach you: – How to sell – How to negotiate – How to invest – How to manage time – How to start a business You learn that on your own. Self-education is how fortunes are made.

Saving puts your money to sleep. Investing puts it to work. You won’t get rich just by earning and saving. You need to own things that grow in value. That’s how wealth is built.

School: Asking other people for the answers is cheating. Life: Asking other people for the answers is a superpower.

If your parents, grandparents, and great-grandparents had invested a small amount every week— You’d be rich today. But they didn’t. Now it’s on you to break the cycle. Invest for your future generations.

COUNT YOUR BLESSINGS: Your job is someone's dream. Your smile is someone's hope. Your health is someone's prayer. Your life is someone’s goal. Don’t let tough times make you forget how blessed you are. 🙏

Avoid Stock Tips; If 10 Engineers Tell You To Build A Bridge A Particular Way, Then That Is How You Should Build The Bridge. If 10 Doctors Provide Same Diagnosis Then You Should Follow Treatment. But, if 10 stock analysts tell you that a stock is cheap, then you must avoid