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Households may take a tax deduction for eligible medical expenses, but many eligible households don’t do so. The Brookings Institution’s Gopi Shah Goda, presenting at today’s Fellows Symposium, explained why. tiaa.org/public/institu… #TIAAInstPRC #TIAAInstFellows #BehavioralFinance

How does people’s health history and expected longevity affect the financial advice they receive? Fellows Symposium presenter Abigail Hurwitz of Hebrew University reviewed new study results addressing this question. tiaa.org/public/institu… #TIAAInstPRC#TIAAInstFellows #BehavioralFinance

When a situation involves uncertainty and trade-offs, how can we make wiser decisions? Princeton University professor Elke U. Weber, keynote speaker at today’s TIAA Institute Fellows Symposium, explored the science of decision making. #TIAAInstFellow

The proclivity to consider future implications of decisions meaningfully affects wealth accumulation—and this trait is passed from parents to children, according Simon Fraser University professor John Knowles, speaking at today’s Fellows Symposium. tiaa.org/public/institu… #TIAAInstFellows

Consumers are more motivated to initiate, invest in and complete savings goals framed as experiences rather than material goods, finds Siyuan Yin of the Penn, presenting at today’s Fellows Symposium. tiaa.org/public/institu… #TIAAInstPRC #TIAAInstFellows #BehavioralFinance

Reluctance to annuitize retirement wealth has been attributed to a range of economic and behavioral issues. At today’s Fellows Symposium, TIAA Institute’s Brent Davis presented a way to overcome annuity hesitancy. tiaa.org/public/institu… #TIAAInstPRC #TIAAInstFellows

In a world flooded with information, transformed by technology, and marked by rapidly increasing lifespans, what’s the future hold for financial advice? Learn more in a new report from TIAA Institute and MIT AgeLab. tiaa.org/public/institu… #FutureofAdvice #financialadvisor

TIAA Institute is proud to sponsor the 2025 Delphi Award, which recognizes innovative efforts to support contingent faculty. To nominate your campus, you’ll need to submit your application by June 27. Learn more: pullias.usc.edu/project-page/a…

Retirement planning needs to be grounded in realistic expectations about life expectancy and how long one’s money will need to last. A new TIAA Institute report finds many Americans lacking a solid grasp of these issues. tiaa.org/public/institu… #PfinIndex #LongevityLiteracy

Workers who expect relatively short lifespans due to misperceptions about general life expectancy are at risk of accumulating inadequate financial resources for retirement—their retirement planning horizon is “too short.” tiaa.org/public/institu… #PfinIndex #LongevityLiteracy

92% of 401(k) participants say it would be valuable for 401(k) plans in general to include a fixed annuity, according to a recent report we did with Nuveen, a TIAA company. Learn more. tiaa.org/public/institu… #lifetimeincome #IncomeIsTheOutcome

Despite years of design innovation, the typical 401(k) plan doesn’t include a means to convert retirement savings into retirement income—but that’s starting to change. tiaa.org/public/institu… #lifetimeincome #IncomeIsTheOutcome

Total enrollment at U.S. colleges and universities has fallen from over 18 million in 2010 to 16.6 million in 2023. Our new report analyzes the macro trends creating headwinds as well as opportunities for higher education.tiaa.org/public/institu… #highereducation #economicmobility

The cost of college increased 143% between 2000 and 2022, far outpacing inflation. Our new report examines the macro trends transforming higher ed and how U.S. institutions can adapt to students’ changing needs. tiaa.org/public/institu… #highereducation #economicmobility

Adults with very low levels of financial literacy, compared to those with very high levels, are three times more likely to be financially fragile, according to the 2025 P-Fin Index. See what increasing your financial literacy can mean for you. #Pfin tiaa.org/public/institu…

New research from TIAA Institute and GFLEC finds many U.S. adults struggle with financial literacy. If you’re one of them, see how increasing your financial literacy can boost your long-term financial wellness.tiaa.org/public/institu… #Pfin #FinancialLiteracy #PersonalFinance

The need for long-term care is rising, posing significant financial risks for the elderly and their families. Our new report outlines what you need to know to protect your long-term financial security. tiaa.org/public/institu… #Medicare #LongtermCare #Longevity #Retirement

Message Sept. 12 is the submission deadline for the 2025 TIAA Paul A. Samuelson Award for outstanding scholarly writing on lifelong financial security. Don’t miss your chance to apply. Learn more: tiaa.org/public/institu… #Econ #InstFellows #FinancialSecurity

TIAA Institute is proud to sponsor the 2025 Delphi Award, which recognizes innovative efforts to support contingent faculty. To nominate your institution, submit an application by the new extended deadline, July 11.

Congratulations to the @BentleyU students who won the TIAA Institute-sponsored 2025 iOme Challenge led by @WISERwomen, which gives young people a voice in shaping U.S. retirement policy and enhancing their generation’s long-term financial security.