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This is a GREAT idea! Cut the FHA Mortgage Insurance Premium on 20-year mortgages so they have the same monthly payment as 30-year mortgages. Cutting the FHA mortgage premium on 30-year mortgages only raises home prices. 20-year mortgages build wealth (equity) about twice as

The 10-year tax abatement made urban projects more competitive, shifting new housing construction from the suburbs to the city—a major win for Philadelphia. Here's the latest version: aei.org/wp-content/upl…

A partial claim program would be “a better alternative to VASP,” but it's not a long-term solution, American Enterprise Institute’s Tobias Peter said. “The VA’s overarching goal should be to promote sustainable homeownership without relying on government bailouts.” insidemortgagefinance.com/articles/233702

I don't think that will necessarily happen. With home prices up nearly 50% in 5 years, most seriously delinquent borrowers have options. According to our estimates, 95% could sell, pay off the mortgage and arrearages, cover closing costs, and still walk away with an average of

It’s time to legalize homes, care for our neighbors, and return housing to its rightful role of providing a foundation for opportunity, writes AEI's Tobias Peter and Ethan Frizzell. theamericanenterprise.com/displacement-b…

New episode out now! 🎙️ Scot Bertram hosts a conversation with two leading voices on America’s housing supply. Tobias Peter of AEI’s Housing Center explores market trends and policy barriers, while @JudgeGlock of the Manhattan Institute offers a different perspective.

'The city’s crisis isn’t due to insufficient demand. It’s due to insufficient supply. And no amount of creative financing or new subsidies will change that.' Tobias Peter American Enterprise Institute aei.org/housing-center…

Because the federal government owns so much land, selling a mere 0.05% of property managed by the Bureau of Land Management would do enormous good for people struggling to afford homes, write Edward Pinto and Arthur Gailes on.wsj.com/4ligOQs