Adhil Shetty (@adhilshetty) 's Twitter Profile
Adhil Shetty

@adhilshetty

CEO at @BankBazaar. Helping customers access the right financial products. My book on personal finance: amzn.to/3Gmr7zn

ID: 20516003

linkhttps://www.bankbazaar.com/ calendar_today10-02-2009 14:27:24

1,1K Tweet

3,3K Followers

133 Following

Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

Savings of ₹250,000. Salary of ₹68,000. EMIs are much higher than the salary. What advice would you offer OP on managing their sizeable debts? #PersonalFinance #DebtManagement (Image: r/CreditCardsIndia)

Savings of ₹250,000. 
Salary of ₹68,000. 
EMIs are much higher than the salary. 

What advice would you offer OP on managing their sizeable debts? 
#PersonalFinance #DebtManagement 

(Image: r/CreditCardsIndia)
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

Credit scores will now be uniform (300-900) across bureaus; data reporting by banks will now happen once in 14 days, and consumers will be paid ₹100 per day after 30 days of unresolved complaints.

Credit scores will now be uniform (300-900) across bureaus; data reporting by banks will now happen once in 14 days, and consumers will be paid ₹100 per day after 30 days of unresolved complaints.
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

Welcome to the team! Wishing you all the best as you start this exciting journey with us. Looking forward to great things ahead!

Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

Can someone volunteer and point out what all could go wrong when you avail of this service? 😄 (Pic by kris_hne on r/CreditCardsIndia)

Can someone volunteer and point out what all could go wrong when you avail of this service? 😄 

(Pic by kris_hne on r/CreditCardsIndia)
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

Forex fluctuations can hit hard, especially for students abroad with education loans. One way to tackle this? Pay more than the minimum! Small extra payments early on can make a huge difference in becoming debt-free faster. 💪

Forex fluctuations can hit hard, especially for students abroad with education loans. 

One way to tackle this? Pay more than the minimum! 

Small extra payments early on can make a huge difference in becoming debt-free faster. 💪
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

Good news for the middle class! Starting April 1, higher tax savings + lower loan rates = more money in your pocket. If you earn ₹10L–₹50L & have a home loan (2x salary), you could save ₹53K–₹1.6L this year. #TaxSavings #HomeLoan #FinancialYear

Good news for the middle class! 

Starting April 1, higher tax savings + lower loan rates = more money in your pocket.

If you earn ₹10L–₹50L & have a home loan (2x salary), you could save ₹53K–₹1.6L this year. 

#TaxSavings #HomeLoan #FinancialYear
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

📌 Save this! With rate cuts on the horizon, the question is: When will my home loan rate drop? It depends on when and where you took your loan. For quick, automatic rate cuts at no cost, your loan must be repo-linked from a bank. #HomeLoan #InterestRates

📌 Save this! 

With rate cuts on the horizon, the question is: When will my home loan rate drop?

It depends on when and where you took your loan.

For quick, automatic rate cuts at no cost, your loan must be repo-linked from a bank. #HomeLoan #InterestRates
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

Tough conversations aren’t easy, but how you start them makes all the difference. Instead of blaming, try leading with ‘I’—what I did, how it affected me, & how we move forward. A great takeaway from Difficult Conversations by Patton, Stone & Heen. How do you handle tough talks?

Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

👉Good news, salaried folks! The new tax regime (now default) has been revised and now offers higher tax-free income. Depending on your finances, you could save up to ₹9,533 per month. Are you switching or sticking? #IncomeTax #money

👉Good news, salaried folks! The new tax regime (now default) has been revised and now offers higher tax-free income. Depending on your finances, you could save up to ₹9,533 per month. Are you switching or sticking? #IncomeTax #money
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

"How many credit cards should I have?" The answer to that isn't a number, but how you use them. Here's why 👇 #creditcardtips #creditscore

Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

🚨 A new fraud tactic is making the rounds! Someone may claim they “accidentally” sent you an OTP and ask you to share it. But that code could let them take over your WhatsApp. ❌ Never share OTPs—stay safe! #CyberSecurity #ScamAwareness

🚨 A new fraud tactic is making the rounds! Someone may claim they “accidentally” sent you an OTP and ask you to share it. But that code could let them take over your WhatsApp. ❌ Never share OTPs—stay safe! #CyberSecurity #ScamAwareness
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

📉 Market fluctuations can test our convictions. But here’s the thing—bulls and bears come and go. What matters is how you ride it out. Buy right. Sit tight. Diversify smartly. Are you sticking to your long-term plan? #Investing #AssetAllocation

📉 Market fluctuations can test our convictions. 
But here’s the thing—bulls and bears come and go. What matters is how you ride it out.  

Buy right. Sit tight. Diversify smartly. 
Are you sticking to your long-term plan? 
#Investing #AssetAllocation
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

Thrilled to partner with muthootindia Muthoot FinCorp ONE to launch digital gold loans! This collaboration merges Muthoot FinCorp's trusted legacy with BankBazaar's extensive reach, giving millions of Indians access to faster & more secure credit. #GoldLoan

Thrilled to partner with <a href="/MuthootIndia/">muthootindia</a> <a href="/mflone_/">Muthoot FinCorp ONE</a>
to launch digital gold loans!  

This collaboration merges Muthoot FinCorp's trusted legacy with <a href="/BankBazaar/">BankBazaar</a>'s extensive reach, giving millions of Indians access to faster &amp; more secure credit. #GoldLoan
Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

RBI has kicked off a borrower-friendly cycle: 🔸 Repo rate down 1% since Feb to 5.5% 🔸 CRR cut to release ₹2.5L crore liquidity 🔸 Repo-linked EMIs may drop soon Even a 1% rate cut adds up. Check the table 👇to see what it means for your loan. #ratecut #loans

RBI has kicked off a borrower-friendly cycle:

🔸 Repo rate down 1% since Feb to 5.5%
🔸 CRR cut to release ₹2.5L crore liquidity
🔸 Repo-linked EMIs may drop soon

Even a 1% rate cut adds up. Check the table 👇to see what it means for your loan.
#ratecut #loans
Neelanjit (@neelanjitdas) 's Twitter Profile Photo

#news SBI Cards, the credit card company of State Bank of India (SBI) has revised its minimum amount due (MAD) formula with effect from July 15, 2025. As per the new formula, those with higher outstanding balances need to pay a higher MAD. But one good aspect about this new MAD

ET Brand Equity (@etbrandequity) 's Twitter Profile Photo

🧩 Friction kills funnels. Arjun Shetty keeps it clean, smooth, and conversion-ready. 🎥 Watch the video Want to join The Big Leap Collective | Bangalore? Click to register: …ndequity.economictimes.indiatimes.com/big-leap-colle… #TheBigLeap #CustomerJourney #FunnelFix #UX #Growth

Adhil Shetty (@adhilshetty) 's Twitter Profile Photo

🏡Even the top 5% need 109 years of savings to buy a home in Mumbai. Homeownership remains a top aspiration, as per the BankBazaar Aspiration Index. Loans help, but interest can nearly double your cost. ✅To cut costs, prepay early and keep your credit score strong. #homeloans