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Reason #6 you should care about your credit: Credit Limits You are more likely to get a high credit limit if your score is good! Which can be used to make big purchases/as emergency funds A big limit can up your score by lowering your utilization ratio, a positive feedback loop

Reason #7 you should care about your credit: Auto Loans & Leases Did you know that the difference between excellent & poor credit could mean an additional 10% in interest? TEN PERCENT! The window of possible interest rates is huge on auto loans & leases, up your score to save!

Reason #8 you should care about your credit: Job Applications Many employers conduct background checks on new hires. Sometimes this includes reviewing your credit report! They may look for late payments & bankruptcies in an effort to gauge how responsible you are. #creditscore

Reason #9 you should care about your credit: Snowball Effect Good credit can help save $ by getting ideal loan terms & CC perks. These benefits make it easy to then maintain/improve your score, snowballing into even bigger benefits. Unfortunately, the opposite can also be true.

Reason #10 you should care about your credit: Small Business Loans/Credit Cards If you need funds for your small business, lenders may use your personal credit to evaluate risk and come up with loan terms. #creditscore #smallbusiness #businessloans

Reason #11 you should care about your credit: Streamlined Applications Waiting for approval on an application can take a while, esp. if your credit score lies on the brink of approval. If your score is well above the min. requirement, it may speed up the process #creditscore

Reason #12 you should care about your credit: Getting To Work Sure, credit can influence your interest rate on your auto loan/lease, but having poor credit could even disqualify you from a loan altogether. This could have a major impact on getting to work or just around town!

Reason #13 you should care about your credit: Life Insurance Insurance companies can check your credit for items like bankruptcy, debts, & late payments just as they look at your age and health when determining your risk profile & therefore policy! #creditscore #lifeinsurance

Reason #14 you should care about your credit: Utilities Yep, even utilities may check your credit. They can choose not to provide service to you at all or require a deposit if they deem you a risky customer. #creditscore #utilities

Reason #15 you should care about your credit: Personal Loans Personal loans can be used for a variety of reasons: consolidating debt, large expenses, home renovation, or moving costs. Having good credit will help unlock favorable terms! #creditscore #personalloans

Reason #16 you should care about your credit: Travel Rewards Cards Most of us love to travel, but don't love the price tag! This makes travel rewards extra attractive 😍 So give your credit score some love to make sure you have access to the best cards on the market #travelcard

Reason #17 you should care about your credit: Cash Back Rewards Who doesn't want cash back on everyday purchases? Well, approval for the best cash-back cards usually requires a decent credit score. #creditscore #cashbackcreditcards #creditcardrewards

Reason #19 you should care about your credit: Negotiation Power Having good credit is one way to increase your negotiating power. To landlords, lenders, & insurance a high credit score often translates to responsibility which makes you an ideal person to work with. #creditscore

Reason #20 you should care about your credit: Housing Rentals Landlords try to evaluate what type of tenant you are before you sign a lease. This might mean calling previous landlords, checking your credit report, or both! #creditscore #rentalapplications #landlords

Reason #21 you should care about your credit score: 0% APR Balance Transfers A balance transfer can be a great way to avoid paying interest on CC debt, but balance transfer cards with favorable terms are usually reserved for average credit or better #credit #balancetransfer

Reason #22 you should care about your credit: It Impacts Where You Live Landlords & mortgage lenders pull credit, so whether you're renting or buying credit could impact where you live! A low credit score could make it challenging to find housing in whole neighborhoods. #credit

Reason #24 you should care about your credit: Homeowners Insurance Credit impacts your mortgage AND new insurance on your house. Double whammy! Insurers want to assess how likely you are to file a claim as a homeowner which may include looking over your credit. #creditscore

Reason #23 you should care about your credit: Partners Might Care Some might not care but some DO consider what your credit score says about your fiscal life & how it impacts your relationship. Plus joint debt may consider both of your scores! #credit

DYK? 1 in 5 people have errors on their credit report that could be hurting their credit score.

The Power of Good Credit: Saving Big Over Time Building and maintaining good credit isn’t just about your number—it’s about keeping more money in your pocket! Take control of your financial future today. #CreditScore #SaveMoney #FinancialFreedom #GoodCreditMatters #SmartFinance