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A5: I probably start planning no later than January or February. I'm ALWAYS on the lookout for flight deals —if I see I good deal, I plan the rest of the trip around that! Lately, I use a cheap fare finder site >> goingwith.me/dkptp7zz #creditchat

Q6. What’s your approach to involving kids in summer planning and budgeting? Should they have input or responsibilities? #CreditChat

A6. We just had a great conversation with Beverly Harzog about this! It’s important to involve your kids by letting them know the summer spending limit and have them help you choose activities that fit the budget. #CreditChat

A6: Yes, get them involved! I like giving kids small responsibilities, like picking an activity or helping find deals online. It teaches them that planning and budgeting are part of the fun, and they feel proud when they help save money. Cassandra now finds the best deals, and

Q7. Have you ever had to change or cancel summer plans due to budget constraints? How did you handle it? #CreditChat

A7. If you have to cancel or change a trip due to budget constraints, consider planning a staycation with fun, low-cost activities like local hikes, movie nights, or community events. You can also look for travel deals or postpone the trip to a more affordable time. #CreditChat

A7: We have, but we didn't cancel--just postponed for a time when it made more $$ sense. We then would do something more scaled down or take a couple of weekend road trips instead. That's why it's best not to get the kids excited for something until it's certain! #creditchat

A7: I’ve never had to fully cancel, but I’ve had to shorten a trip or make adjustments. The key is staying flexible; we still made it happen and focused on enjoying what we could do. I never told dates, so the kiddos never knew anything was shortened. #CreditChat

Q8. How do you manage expectations- your own or your children’s- when the budget doesn’t allow for big trips or premium camps? #CreditChat

A8. Managing expectations starts w h/onest conversations about what’s affordable & focusing on value of time spent together. Highlighting fun, low-cost alternatives -like local events or DIY activities -can help shift the focus to what you CAN do for fun as family. #CreditChat

A8. Communication is important. Explain your focus on experiences that will bring great memories, cost less, and bring you joy. Often, just the act of spending time together off screens makes the best memories. #CreditChat

A8: I like to plan a shorter trip so we can still go somewhere fun but save on hotel nights and extra activities. It’s about finding that balance, less time away, but still making memories. I feel like this is a repeat answer, but I happen to LOVE home, so keeping things on a

Q9. What apps, websites, or other resources do you use to find deals or budget for summer activities? #CreditChat

A9: I like signing up for newsletters from ballparks and local attractions throughout the year you get early access and deals. Triple A also has great discounts and resources for planning summer fun. #CreditChat AAA Travel

Q10. Share with us one favorite summer experience and what made it so memorable! #CreditChat

A10: I’m a big Disney fan, and one of my favorite summer memories was staying at the Polynesian with family. We were all in the pool on the 4th of July, watching the fireworks over the park, it was pure magic. To see the fireworks but be nice & cool in the pool was perfect!

Awesome!!!!

This time always goes by so fast - Thank you!!!!

Missed last week’s Credit Chat? Don’t worry, I’ve got you covered! 💳 I just dropped a new blog post: "Budgeting for Summer Fun: Jeanne Kelly’s Tips from #CreditChat" Summer’s around the corner, and budgeting for family fun, vacations, and activities doesn’t have to be

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