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It took four months of pissing off the entire world, but we made it back to right where we started.

Zoom meetings are just modern day seances. “There is someone who wants to join us.” “Lawrence, are you there?” “We can’t hear you.” “Can you hear us?”

Absolutely disgusting. For every $1 you deposit in your IRA, Basic Capital will match $4 as a loan. But interest on that loan is 6.26% and the account costs $300/year to maintain. Plus, they charge 0.50%/year on the investments and take 5% of your gains. GTFOH.

It's Maycember. Our calendars are in absolute chaos. And after two years of never missing a money meeting, we let one slip by. This week, I give my best tips on how to never miss a money conversation with your partner. New on The Joint Account. readthejointaccount.com/p/staying-regu…

Here’s the bottom line. There’s never going to be a financial product that saves you. They are just tools. Some good, some bad. The pathway to financial freedom begins and ends with you. Good habits, strong discipline, and hard work are always required. Period.

Me and my wife taking my little cousin from out of town to dinner…

On the way to school, I had a long conversation with my kids about the 10-year Treasury continuing to rise despite falling inflation and a softening labor market. I told them that the bond market is trying to tell us something. They told me they wanted dino nuggets for dinner.

At 40, I feel healthier and stronger than ever. Here are 10 health hacks I wish I knew in my 30s: Lol. Just kidding. I’m exhausted.

Gen Z got TikTok. Millennials got Facebook. Gen X got AOL. Boomers got to buy a house for $50,000.

I have decided to absorb all tariff related costs on behalf of my clients. It’s not because I think it makes sense from a business perspective. It’s because I don’t have any tariff related costs to pass on.

Rough morning. On Friday afternoon, my wife downgraded my AAA rating.

Just so we’re clear on this. Buy now, pay later programs are a scam. They encourage overspending, destroy credit, saddle you in debt, and target consumers who are most susceptible to borrowing when they shouldn’t. Society would be better off without them.

The best part about the Fed lowering interest rates is rates going up instead.

I no longer charge a 1% fee for investment management. I now accept a 1% tip for investment management.

Wife: Did you do that thing I asked you to do? Me:

I wore an orange tie on CNBC this morning to celebrate bitcoin’s all-time highs. I also talked about the markets, Trump’s tax bill, and hair styling tips for the holiday weekend.

Can’t wait to buy a new USA made iPhone 17 for $10,999.

Meanwhile at Twitter HQ…

Going to the beach is 99% getting ready for the beach and 1% enjoying the beach.