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Detailed piece on the Ethereum merge, “a step towards a much more useful technology. Many of the financial applications that operate on top of the blockchain are extremely efficient, in part because they automate the functions of a financial system.”⁩ economist.com/finance-and-ec…

And we finalized! Happy merge all. This is a big moment for the Ethereum ecosystem. Everyone who helped make the merge happen should feel very proud today.

Here's a call for artificial intelligence regulation from a senior data executive at Westpac; she says Australia should look to the EU, and give companies legal guiderails to implement #AI safely and build customer trust as uses expand Financial Review afr.com/companies/fina…

SBF talks to the NYT nytimes.com/2022/11/14/tec…

#Blockchain promised so much to the ASX- until it didn’t. A potted history from the vision seven years ago to the compromises, as market intermediaries defended their turf and reality got complicated ⁦⁦Financial Review⁩ afr.com/business/banki…

Digital Asset defends its #blockchain for settling equities trading in the face of ASX’s incompetence ⁦Financial Review⁩ afr.com/business/banki…

Interesting to see banks - ANZ and now NAB - creating new forms of digital money to stand up to big tech; and not (initially) for retail/crypto but to allow corporates to use blockchain as new financial market infrastructure Financial Review afr.com/companies/fina…

Product innovation in business banking is not coming from the major banks, but fintechs thinking differently about annoying things like bank guarantees required for an SME to get a commercial lease ⁦Financial Review⁩ afr.com/business/banki…

This story raises questions about what bank data is proprietary, and what should be pooled into an industry utility for the national interest- and would the competition regulator support this? ⁦Financial Review⁩ afr.com/business/banki…

Providing a peek under the hood of its retail division, Macquarie tech executives say the shift of all customer data and its core ledger into Amazon Web Services and Google data centres has created more resilience and agility ⁦Financial Review⁩ afr.com/business/banki…

The question now for #BNPL regulation is what data will Afterpay have to use to comply with ‘responsible lending’ laws? Will it need to look at bank statements, slowing down onboarding, or will a simple credit score suffice? ⁦Financial Review⁩ afr.com/business/banki…

I’ve tried to provide a few insights here on how major banks and tech giants are currently thinking about cloud migration and conversational #AI ⁦Financial Review⁩ afr.com/business/banki…

Central bank digital currency in Australia has taken a big step forward with the RBA providing detail on real market use cases to be developed by banks, payments giants and fintechs ⁦Financial Review⁩ #CBDC afr.com/business/banki…

Here's a deeper dive into one of the RBA digital dollar pilots involving Imperium Markets: the use case is real-time settlement of the $1.5trn Australian bond market Financial Review afr.com/companies/fina…

Important insights in this NYT report on how the US political machinery and regulators responded last weekend to protect SVB depositors (but not bondholders) and, increasingly frantically, how they formulated the plan to limit contagion nytimes.com/2023/03/14/us/…

Digging a bit deeper into CBA and ANZ thinking on RBA #CBDC trials pointing to benefits beyond atomic settlement in banks - incl efficiencies for small business tax reporting, reconciliation ⁦Financial Review⁩ afr.com/business/banki…

Here’s the main wrap of the high quality ⁦⁦Financial Review⁩ Banking Summit today: APRA chair and CBA and Westpac CEOs views on SVB, markets, Aust’s relative strength etc afr.com/business/banki…

ANZ CEO responds to Apple’s 4.15pc savings account in the US, says the move has the big four Aussie banks “on our toes” ahead of growing competition from global tech players offering ‘embedded finance’ ⁦Financial Review⁩ afr.com/business/banki…

I joined The Fin podcast today to discuss Apple Pay and Apple’s recent moves into banking - here’s the 30min show ⁦Financial Review⁩ podcasts.apple.com/au/podcast/the…

Thanks to ⁦Adam Turner⁩ and ⁦Alex Kidman⁩ for having me on their Vertical Hold podcast today to talk about buy now, pay later regulation; our chat starts at the 11minute mark… podcasts.apple.com/au/podcast/ver…