🚨 Dabba trading is illegal, unregulated, and risky. It bypasses stock exchanges and SEBI oversight, violating key financial laws. For more news & updates, visit 🔗 fortuneindia.com #DabbaTrading #SEBI #StockMarketIndia #IllegalTrading Navneet Dubey

🚨 Starting your investment journey? Mutual funds offer a steady, low-risk path with expert management. Direct stocks give you control and higher risk-reward—if you're ready to dive deep. For beginners, the goal is to build habits, not chase quick gains. Navneet Dubey with

Gold prices slipped slightly in India, trading around ₹1,01,360/10g in Ahmedabad, amid a stronger dollar and lower hopes of a U.S. Fed rate cut. (Navneet Dubey reports) #Gold #MCX #Silver #USFed #CommodityMarket fortuneindia.com/personal-finan…

Salary above ₹12.75 lakh after appraisal? How a 10% salary hike may mean only around 3.5% raise in take-home pay fortuneindia.com/personal-finan… Navneet Dubey

🚨 A high CIBIL score (700+) doesn’t guarantee a loan approval—it’s just the starting point. Lenders also check your income stability, EMI load, and repayment capacity. Navneet Dubey with the details. 📲 Stay tuned to Fortune India Money Guide for expert insights and

Having a high Cibil score doesn’t guarantee loan approval. Lenders look beyond the number — assessing income stability, debt levels, and financial behaviour. (Navneet Dubey writes) #CibilScore #Loan #PersonalFinance #CreditScore #FinancialTips fortuneindia.com/personal-finan…

ICICI Bank will hike minimum monthly average balance for new accounts from Aug 2025—₹50K in metros, ₹25K in semi-urban, ₹10K in rural branches. (Navneet Dubey reports) #ICICIBank #Banking #FinanceNews fortuneindia.com/personal-finan…

The upcoming GST Council meetings may consider tax changes, raising hopes of a gold rate cut. A reduction could save buyers thousands and boost jewellery demand. (Navneet Dubey reports) #GST #GSTCouncil #Gold #TaxCuts fortuneindia.com/personal-finan…

Kotak Mahindra Bank is focusing on a segment that makes up under 1% of its customers but over a third of its revenue, led by Rohit Bhasin, president and head of affluent, NRI, business banking, and CMO (Navneet Dubey reports) #KotakMahindraBank #NRI fortuneindia.com/personal-finan…

Cutting GST on insurance from the current 18% to even 5% could make policies more affordable and boost penetration, say experts. (Navneet Dubey reports) #GST #Insurance #TaxReform fortuneindia.com/personal-finan…

The latest CRISP Mutual Funds Scorecard by PhonePe Wealth indicates that funds aligned with the value investing style outshine those following the momentum and quality styles, attracting the majority of investments. ( Navneet Dubey reports) fortuneindia.com/personal-finan…

India's equity markets are set for a leadership change with large-cap companies predicted to outperform over the next few quarters, according to Equirus Securities' latest India Equity Strategy report. (Navneet Dubey reports) fortuneindia.com/markets/large-…

The Income Tax Bill, 2025 replaces the 1961 Act, aiming to simplify India’s tax regime; it takes effect April 1, 2026, pending Presidential assent. (Navneet Dubey reports) #IncomeTax #TaxReform #IncomeTaxBill2025 fortuneindia.com/personal-finan…

Experts believe that full exemption of the Goods and Services Tax on insurance policies would lead insurers to lose the Input Tax Credit. (Navneet Dubey reports) #GST #ITC fortuneindia.com/personal-finan…

The GST exemption is likely to lead to a surge in health insurance sales, benefiting players with strong health portfolios, such as Star Health, HDFC ERGO, and ICICI Lombard. (Navneet Dubey reports) fortuneindia.com/markets/will-g… #GST #Insurance #HealthInsurance #LifeInsurance

GST on life insurance incurs a substantial cost, ranging from 4.5% to 18% depending on the type of policies ( Navneet Dubey reports) fortuneindia.com/personal-finan… #GST #Insurance #HealthInsurance #LifeInsurance

Asset allocation involves setting a strategic mix and rebalancing periodically to maintain stability between stock and flow. ( Navneet Dubey reports) fortuneindia.com/personal-finan… #AssetAllocation #StockPicking #MutualFunds

🚨 SIP vs Lump Sum – which should you choose? India’s mutual fund industry now manages ₹75 lakh crore — and SIPs alone attracted ₹28,000 crore in July 2025! Should you stick to SIPs for stability or opt for lump sum investments for higher rewards? Navneet Dubey breaks it

RBI governor Sanjay Malhotra urged full use of CKYCR for smoother KYC and better interoperability, while calling for stronger grievance redressal and tech-driven consumer protection. (Navneet Dubey reports) #RBI #KYC #Banking #Fintech fortuneindia.com/personal-finan…

Debt mutual funds rebounded in July as liquid funds saw strong inflows, but experts warn of credit risks—safety over short-term gains. (Navneet Dubey reports) #DebtFunds #MutualFunds #CreditRisk fortuneindia.com/personal-finan…