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Comparison is crushing. The grass is never greener. It’s greenest where you water it. Fine words here from an investing legend Warren Buffett. 👏👂

I've just created a free downloadable PDF on the Core Fundamentals of Personal Finance. Download it on our website here: fillthegap.education/resources/ It certainly doesn’t cover everything, but it’s a simple guide for beginners. Back it up with our YT videos or essential reads.

Ever wanted to demystify the stock market and just make money, investing and that ‘whole thing’ more simple? Well, then I think you’ll like my recent blog post. Hopefully, you can read this from an armchair somewhere. To get you in the mood. fillthegap.education/2023/08/31/the…

I don’t believe in FIRE. Retiring early isn’t universally good. But I do believe in FI. Financial Independence is something we all should aim for. It is the essence of comfort and confidence in personal finance. Read about how you can achieve it here fillthegap.education/2023/10/06/the…

“The most valuable personal finance asset is not needing to impress other people.” - Morgan Housel

The first step of financial planning is working out what game you’re playing. Are you playing a 25+ year game? Invest heavily in stocks. Do you need the money in 3 years? Play it safe with government bonds. Not everyone is playing the same game.

Average returns for an above average amount of time, leads to extraordinary growth. Same for investing. Same for relationships. Same for careers.

Savings is the gap between your ego and your income. You can only save and invest more each month if you are willing to buy less stuff. And show-off less.

Kevin Bridges emerged from Glasgow’s gritty streets in 2005. Armed with wit and a thick Glaswegian accent, he took the comedy scene by storm. He was 17 when he left school and started doing gigs around his home town of Clydebank. By the age of 21 he was selling out shows.

This morning, I had the pleasure of giving a personal finance talk to the Upper Remove (Year 11) at UCS Hampstead. It’s so important to give young people foundational finance knowledge. So, thank you to the PSHE team for having me and facilitating a great session!

Never lose sight of what having money is important for: spending more time with loved ones + having freedom to do what you want with your time. Money has no intrinsic value.