Mike Cagney (@mcagney) 's Twitter Profile
Mike Cagney

@mcagney

@Figuremarkets co-founder, CEO, @Figure co-founder, board chair, @SoFi co-founder, former CEO. Views are my own, not investment advice. My only account.

ID: 42274287

linkhttp://www.figuremarkets.com calendar_today24-05-2009 20:19:38

2,2K Tweet

18,18K Followers

217 Following

Mike Cagney (@mcagney) 's Twitter Profile Photo

Looking forward to the upcoming board vote for Ionic. I'm especially hopeful to see two new board members - who have not broken their fiduciary pledge - provide transparency (including board and executive resignation letters and financials) and aggressively pursue any misdeeds

Mike Cagney (@mcagney) 's Twitter Profile Photo

Tomorrow we're going to talk about one of the things I'm most excited about at Figure Markets - Democratized Prime (DemoPrime). DemoPrime makes you the banker - you can lend against assets with true security perfection and hourly liquidity. Not just lending (and lending

Figure Markets (@figuremarkets) 's Twitter Profile Photo

Figure’s CBL rates just got even lower... Previous: 12.5% - 15% āž”ļø New: 9.9% - 12.5% Borrow cash now against your crypto within minutes from the number #1 non-bank HELOC lender. Figure provides the lowest in the industry for fixed rates at 50% and 75% LTVs. Apply below ā¤µļø

Figure’s CBL rates just got even lower...

Previous: 12.5% - 15% āž”ļø New: 9.9% - 12.5%

Borrow cash now against your crypto within minutes from the number #1 non-bank HELOC lender. Figure provides the lowest in the industry for fixed rates at 50% and 75% LTVs. Apply below ā¤µļø
Mike Cagney (@mcagney) 's Twitter Profile Photo

The BEST place to borrow against your crypto. And loans auto-roll every 3 months - If you want to keep borrowing, nothing needed on your end.

Mike Cagney (@mcagney) 's Twitter Profile Photo

Super excited for this to air with Aubrey Strobel - especially on the day we formally announced you can lend against Figure loans on Figure Markets ! Thanks for having me (and glad I figured out where the studio was).

Mike Cagney (@mcagney) 's Twitter Profile Photo

15 more minutes - 11:45 a.m. PT to get a demo of Democratized Prime - lend against on-chain RWAs! youtube.com/live/jwUhYRSx4…

Mike Cagney (@mcagney) 's Twitter Profile Photo

Current earn rate lending against Figure mortgages (HELOCs) on Figure Markets is 9%. For context, Figure pays its institutional warehouse lenders rates in the 7% handle. Hourly liquidity, overcollateralized by on-chain RWAs. Check it out at figuremarkets.com/c/democratized…

Jake Claver, QFOP (@beyond_broke) 's Twitter Profile Photo

CEO of Figure Markets, Mike Cagney lays out how an $11 billion blockchain lending wave is disrupting traditional banking & explains why his firm hasn’t lost a single dollar backing loans with #Bitcoin youtube.com/watch?v=OSsl_a…

Mike Cagney (@mcagney) 's Twitter Profile Photo

Ionic Shareholders - remember your last vote counts. If you vote "Withhold" for LaPuma it voids your Gold Proxy vote. I'll ask Aaron Bennett to update folks. ionicvote.com

Mike Cagney (@mcagney) 's Twitter Profile Photo

Ionic shareholders - your board has one job - be a fiduciary to the shareholders. They failed. Given they don’t have the integrity to resign, start replacing them. Vote Gold (and only vote Gold) at ionicvote.com

Dexter The Duck (@dextertheduck3) 's Twitter Profile Photo

IonicDigital is running a PR campaign through a guy who had $300 in Celsius. How much are you paying this corporate shill, and why haven't either of you disclosed it? Furthermore, he says this is unofficial, but Liz Puma asked him to send this summary. So which is it?

<a href="/IonicDigital/">IonicDigital</a> is running a PR campaign through a guy who had $300 in Celsius. How much are you paying this corporate shill, and why haven't either of you disclosed it? Furthermore, he says this is unofficial, but Liz Puma asked him to send this summary. So which is it?
Mike Cagney (@mcagney) 's Twitter Profile Photo

I love all the Gold proxy support - keep it up! Don't be confused by the company - whose board was found in breach of their fiduciary duty. The Gold candidates want to: 1.) Eliminate the ban on trading, so you can trade your shares now. 2.) Incorporate a Dutch Auction to give

Mike Cagney (@mcagney) 's Twitter Profile Photo

You can earn 9% lending against Figure loans on Democratized Prime today - only on Figure Markets. RWA collateral, hourly liquidity. Check it out! figuremarkets.com/c/democratized…

Mike Cagney (@mcagney) 's Twitter Profile Photo

How is BTC any less an RWA than a digital loan? What if we move to non-crypto financial assets on blockchain? NFABs? Any by the way, no one has more NFABs than Figure, and no L1 has more than Provenance Blockchain Foundation. Check it out: provenance.io/pulse

Keith (@chazzonke) 's Twitter Profile Photo

Bit of a mid-month update on IonicDigital. As of their last received rewards on 6/20/2025 Ionic has only mined 69.10 BTC or an average of 3.46 per day. As of today, that would be a further decrease of -18.05% compared to May's 4.22, Aprils 4.35, and March 4.85. Ionic digital

Bit of a mid-month update on <a href="/IonicDigital/">IonicDigital</a>. As of their last received rewards on 6/20/2025 Ionic has only mined 69.10 BTC or an average of 3.46 per day. As of today, that would be a further decrease of -18.05% compared to May's 4.22, Aprils 4.35, and March 4.85. 

Ionic digital
Mike Cagney (@mcagney) 's Twitter Profile Photo

Interchange is a regressive tax. Blockchain can – and should – kill it. When you swipe your debit or credit card, the interchange network – issuing processor, issuing bank, Visa/MC, merchant acquirer and merchant bank – all take a cut of the transaction by charging the merchant.

Mike Cagney (@mcagney) 's Twitter Profile Photo

I'm excited to see Michael Abbate and Oliver Wiener joining the board of IonicDigital. I'm looking forward to figuring (pun intended) out how Figure and Figure Markets can work with the board to create value for shareholders. businesswire.com/news/home/2025…