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Think of banking in 2050 like electricity. Always available, running in the background, and managed autonomously. No branches. No forms. No waiting. Just intelligent financial infrastructure.

The most insane 72 hours in startup history just ended. $5.4 billion. Three deals. One coding startup. Zero precedent. Here's how Windsurf's founders got rich, Open AI lost, Google got played, and a company called Cognition just pulled off the acquisition of the decade: 🧵

So inflation picks up to absolutely no one's surprise as the CPI registered an annual increase of 2.7%, higher than 2.4% in May. Is Jerome Powell still walking the plank or comin' back aboard for a pint of grog?

Is Open Banking at a Crossroads, or at a Dead End? JPMorgan Chase is now charging for access to customer data, just as the CFPB’s Section 1033 “open banking” rule faces legal fire from Wall Street and state banks (and maybe even the CFPB itself?) Who stands to win, and who

Would you notice is thousands of dollars were leaking from your account each month? Some banks don't. Or they just don't care. While thousands of dollars leave business accounts every month to companies like Ramp, most financial institutions are not tracking the spend. Or

Not all Fintech & Banking Newsletters are created equal. Get more than just the news - find expert analysis and deep insight from the expert hosts of the Provoke.fm network. Sign up today! #banking #fintechtools #bankingnews #fintechnews provoke.fm/newsletter/

Barb was the GOAT

Love me some Flashback Friday

Make it make sense. The Genius Act includes provisions for issuers to back their stablecoins with "permitted reserves," which may include assets like FDIC-insured deposits. But stablecoins will not be FDIC insured.

Do we want rewards from our bank? Yes! Do we want to redeem those for coffee mugs? No. How about stock options? Arash Asady of Bits of Stock joins the Finovate Podcast to explore how embedded fractional investing is transforming digital banking. Discover how rewards in

Would you notice is thousands of dollars were leaking from your account each month? Some banks don't. Or they just don't care. While thousands of dollars leave business accounts every month to companies like Ramp, most financial institutions are not tracking the spend. Or

Words of wisdom from our own Brett King #TheFuturists #OptimalHumanity ✈️

Just a reminder that we used to do cool things. You may go back to minting Fartcoin now.

Are big banks losing the next generation of customers? (Yes. The answer is yes). Your kids may never walk into a bank branch, and they won’t miss it. As Phil Golfeder points out in the latest episode of Breaking Banks, his daughter already uses Robinhood and Acorns, but

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What do the smartest regional banks have in common? They’re finally embracing embedded finance. Phil Goldfeder shares how top institutions are beginning to shift their thinking because they understand that innovation is no longer optional. From strategy sessions to

Major mic drop moment

Is your credit model stuck in the past? Probably. Plaid & Experian show how cash flow data is rewriting the rules. 30% more approvals without a 30% rise in risk. Real-time decisioning. Game changed. It's all in the new episode of Breaking Banks. Listen now → Link in comments.

There's a $124 trillion wealth transfer going on, and most banks are either missing out or getting it wrong. In this important article in the new issue of The Financial Revolutionist, Jason Henrichs talks about how to seize this opportunity, and the critical role companies like

Topical AND timely! #banking #fintech