Beyond a stablecoin. Not a wrapped T-bill. Building a real-world financial primitive. Built from first principles.

Vision is clarity, not speed.

The csUSDL-USDC Smart Lending Pool is now live! 🌊 Provide liquidity and earn: • Native csUSDL APR • USDC lending APR • Trading fees • Coinshift 12x points multiplier

The csUSDL-USDC Smart Lending Pool is now live on Fluid 🌊! Enjoy boosted Supply APR by Fluid's trading fees and lending APRs. Stack another 12x Points from Coinshift on top! Max incentives, one click.

The more I learn about TradFi, the more I realize how desperately it needs DeFi rails to finally breathe. Reliable reconciliation isn’t enough. Finance needs composability, transparency, and global sync. DeFi will be its oxygen.

The bridge is built. TradFi ↔ DeFi. First flows will be in hundreds of millions. October.

The limit of intelligence is coherence, not compute.

Structured notes are opaque, capped, and tied to issuer credit. Our new product will give asset-backed yield, daily NAV, transparent fees, and compliant distribution. It’s the modern replacement for a structured note sleeve in institutional portfolios. Not just for DeFi users,

Focus is oxygen. Distraction is slow death.

Focus is Oxygen. Distraction is Slow Death. Most people think distraction just costs them a few minutes. Scroll a bit here, switch tasks there, answer a message while half-working on something else. It feels harmless. But distraction isn’t harmless. It’s biological suffocation.

Your nervous system is the CEO. Your brain is just PR.

Curiosity without math = philosopher.

Last 9 years from custody/security (Coinsafe) → treasury infra (Coinshift) → stablecoin (csUSDL) → now regulated structured product soon

Imho the hard lesson the defi industry needs to learn from Friday’s happenings is that Yield on stablecoins != yielding stablecoins != stablecoins All of the defi “stablecoins” are lending or trading strategies and therefore should be treated not as a regular and dependable

New chapter beginning 🔜

Heads-Up: USDL Wind-Down Update from Paxos Paxos has announced its decision to wind down USDL, with rebasing rewards ending on December 6th. The stablecoin landscape has evolved rapidly, with institutions today demanding regulated, scalable solutions that operate seamlessly

The best founders aren’t experts in one domain but relentless learners across many. Their curiosity compounds into creativity. In every era, the outliers who redefine industries are those who can learn, connect, and adapt faster than the world changes. Roelof Botha

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Galaxy Private credit became the most practical entry point for institutions

RWA Looping is going to be absolutely huge The golden age of private credit will happen on chain